> What is a Medical Reimbursement Account (Med Bank)?
>What medical care expenses are covered by Med Bank?
>How much can I put into Med Bank?
>How are deductions made?
>Can I ever lose my money?
>How do I request reimbursement?
>Will I be reimbursed for expenses incurred before I became eligible to participate in the plan?
>When will I receive reimbursement?

Q: What is a Medical Reimbursement Account (Med Bank)?
A: Med Bank is a flexible spending account which allows employees to set aside pre-tax dollars through payroll deduction for reimbursement of medical expenses not covered by insurance.

Q: What medical care expenses are covered by Med Bank?
A: Generally, any health-related expense which could be allowable as a deduction for medical expenses on your federal income tax return is an expense for purposes of Med Bank. Some examples of eligible Med Bank expenses include medical and dental deductibles and co-payments, prescriptions, and the cost of eyeglasses. Medical reimbursement accounts may not be used to pay for health or dental insurance premiums.

Q: How much can I put into Med Bank?
A: You can payroll-deduct up to $4,000 per calendar year. However, you should be very careful in choosing how much you deduct because if you set aside more than you spend, you lose any remaining balance.

Q: How are deductions made?
A: Once you complete the Johnson County Benefits Enrollment Form electing to participate in Med Bank, the Payroll Department deducts the monthly amount you elected to put into your account from your paycheck. One-half is taken out of the first paycheck of the month and the other half from the second paycheck of the month.

Q: Can I ever lose my money?
A: The IRS states that you "use or lose" your money each year. You are given a 75-day grace period in the next year to submit claims for reimbursement on your account. You have until March 15 to submit claims from the previous year. If you pay a bill in January, February or March that was incurred in the previous year then the money is taken from the account of the previous year. If you incurred the bill in January, February or March you may not submit a request for reimbursement from funds in the current year.

Q: How do I request reimbursement?
A: Please refer to the claim guidelines.
If you have a question as to whether a specific type of claim is allowed before you sign up, contact OFM-Benefits. You will be reimbursed for the amount of the claim or to the extent of your annual election amount, whichever is less.

Q: Will I be reimbursed for expenses incurred before I became eligible to participate in the plan?
A: No. You may only request reimbursement for expenses incurred after you began participating in the plan.