The Kansas Police and Fire Retirement System (KP&FRS) is a defined benefit plan which provides a pension benefit for life with survivor options. 

Upon employment, all full-time and part-time public safety employees, including Sheriff's Department Deputies and Med-Act EMICTs, become members of KP&FRS.

Visit KP&FRS online at www.kpers.org.

> Employee Contribution: 7% of gross earnings (pre-Federal tax)
> Vesting Period: 15 years
> Life Insurance: 100% of Final Avg. Salary (non-service connected) Up to 75% of Final Avg. Salary (service connected)
> Disability Insurance: 50% of Final Salary
> Retirement with full benefits: Age 50 with 25 years of service, Age 55 with 20 years of service, Age 60 with 15 years of service
> Pension Benefits: No. of years member X Final Average Salary X 2.5%
> Death Benefit w/Pension: $4,000

Related Information:

> You do not have access to the money in your KP&FRS account while still employed with a KP&FRS employer.
> You will receive an annual statement showing contributions, interest payments, account balance, and estimated retirement benefits. 
> If you terminate employment, you may withdraw your KP&FRS contributions plus interest or roll it into an IRA; withdrawal forfeits all benefit rights. 
> If you are vested, you may choose to leave the monies in the system to derive a future pension benefit.
> Pension benefits are guaranteed by the State of Kansas.
> Obtain a benefit estimate online at www.kpers.org. Click on “Benefit Provisions & Estimate Tool” then click on “KP&F”.